Average rate
3.81%
Market Intelligence
Monitor public competitor deposit pricing, compare savings and term deposit products, and keep a live view of market rate context with fallback resilience.
Median rate
4.65%
Highest rate
5.10%
Lowest rate
0.00%
Products analysed
15
Data status: Fallback mode
Data source status
Fallback mode
Live CDR, Partial CDR + fallback or Fallback mode
Market pressure insight
Market pressure is not only a function of the highest rate. Product teams should compare rate level, simplicity, eligibility, balance tiers and customer relevance.
Rate distribution
Public rates grouped into simple distribution bands to show where the market clusters.
< 4.50%4
4.50% - 4.74%5
4.75% - 4.99%3
5.00%+3
Data caveat
CDR rates are indicative and may include tiers, bonus conditions, eligibility rules and special conditions. Human review required.
Refreshing data...
- Showing fallback benchmark data while live market data loads.
Competitor rate table
Compare rate level, product category, simplicity and source confidence without squeezing the market table into a narrow column.
| Product | Source | ||||
|---|---|---|---|---|---|
ING ING | Savings Maximiser Indicative bonus rate. Review monthly deposit, transaction and balance thresholds. | Savings | 5.10% | 68 | Fallback |
Ubank ubank | Save Account Indicative bonus rate. Review monthly deposit and balance growth conditions. | Savings | 5.05% | 68 | Fallback |
Westpac Westpac | Life Indicative bonus rate. Review age eligibility, monthly activity and balance conditions. | Savings | 5.00% | 59 | Fallback |
Commonwealth Bank CommBank | GoalSaver Indicative bonus rate. Review balance growth, deposit requirements and product terms. | Savings | 4.90% | 68 | Fallback |
Macquarie Macquarie | Savings Account Indicative variable rate. Review onboarding offer windows, linked transaction account setup and product terms. | Savings | 4.85% | 90 | Fallback |
NAB NAB | Reward Saver Indicative bonus rate. Review monthly deposit rules and withdrawal conditions. | Savings | 4.75% | 72 | Fallback |
AMP AMP | Saver Account Indicative savings rate. Review deposit and linked account requirements. | Savings | 4.70% | 72 | Fallback |
ANZ ANZ | Online Saver Indicative savings rate. Review intro period, eligibility and any linked account requirements. | Savings | 4.65% | 69 | Fallback |
Bank of Queensland BOQ | Simple Saver Indicative savings rate. Review linked account setup, bonus mechanics and balance tiers. | Savings | 4.60% | 58 | Fallback |
Macquarie Macquarie | Term Deposit 12 months Indicative term deposit rate. Review maturity instructions, renewal handling and break costs. | Term Deposit | 4.60% | 69 | Fallback |
Suncorp Bank Suncorp Bank | Term Deposit 12 months Indicative term deposit rate. Review maturity instructions and early withdrawal constraints. | Term Deposit | 4.55% | 69 | Fallback |
Bendigo Bank Bendigo Bank | Term Deposit 6 months Indicative term deposit rate. Review minimum balance, renewal treatment and break costs. | Term Deposit | 4.35% | 69 | Fallback |
Commonwealth Bank CommBank | Smart Access Everyday transaction account. Review linked savings pathways and package eligibility. | Transaction | 0.05% | 81 | Fallback |
Westpac Westpac | Choice Everyday transaction account. Review fee waivers and bundled product conditions. | Transaction | 0.01% | 82 | Fallback |
ANZ ANZ | Access Advantage Everyday transaction account. Review package waivers, eligibility and linked savings pathways. | Transaction | 0.00% | 81 | Fallback |